:root{--red:#af1730;--red2:#d01937;--ink:#07121a;--navy:#081621;--paper:#fff;--muted:#687079;--line:#dfe2e4;--max:1180px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Arial,sans-serif;color:var(--ink);background:#fff}a{color:inherit;text-decoration:none}button,input,select{font:inherit}.site-header{height:88px;display:flex;align-items:center;justify-content:space-between;padding:0 max(24px,calc((100% - var(--max))/2));background:rgba(255,255,255,.96);position:sticky;top:0;z-index:50;box-shadow:0 3px 22px rgba(0,0,0,.07)}.brand{display:flex;align-items:center;gap:10px}.brand-mark{display:grid;place-items:center;width:48px;height:48px;border-radius:50%;background:linear-gradient(145deg,#d31c39 15%,#8b1025 48%,#c6c8ca 49%,#4f5559);color:#fff;font-weight:900;font-size:28px;font-style:italic}.brand strong{display:block;color:#ac1530;font-size:25px;line-height:1;letter-spacing:.02em}.brand small{display:block;letter-spacing:.42em;font-size:9px;margin-left:3px}.nav-links{display:flex;align-items:center;gap:30px;font-size:14px;font-weight:600}.nav-links a:not(.button):hover{color:var(--red)}.button{display:inline-flex;align-items:center;justify-content:center;gap:14px;min-height:50px;padding:0 26px;border:0;border-radius:5px;background:linear-gradient(135deg,var(--red2),#8e0d25);color:#fff;font-weight:800;cursor:pointer;box-shadow:0 10px 24px rgba(168,18,45,.24)}.button:hover{transform:translateY(-1px);filter:brightness(1.06)}.button-small{min-height:42px;padding:0 22px}.menu-toggle{display:none;border:0;background:transparent;font-size:26px}
.hero{min-height:660px;position:relative;overflow:hidden;background:#1a2426}.hero-photo-bg{position:absolute;inset:0;background-image:url('https://www.sunnytracker.com/assets/header-city-tucson-DIItgfki.jpg');background-position:center;background-size:cover;filter:saturate(.85)}.hero-shade{position:absolute;inset:0;background:linear-gradient(90deg,rgba(5,11,14,.9) 0%,rgba(5,11,14,.68) 47%,rgba(5,11,14,.12) 74%),linear-gradient(0deg,rgba(0,0,0,.4),transparent 45%)}.hero-inner{position:relative;z-index:2;max-width:var(--max);min-height:660px;margin:auto;display:grid;grid-template-columns:1.05fr .95fr;align-items:center}.hero-copy{padding:56px 24px;color:white;position:relative;z-index:3}.eyebrow,.section-kicker{letter-spacing:.3em;font-size:13px;font-weight:700}.hero h1{font-size:72px;line-height:.93;text-transform:uppercase;margin:22px 0 4px;font-weight:900;letter-spacing:-.045em}.hero h1 span{color:#e41f3e}.script{font-family:'Playfair Display',Georgia,serif;font-style:italic;font-weight:600}.hero-copy>.script{font-size:44px;margin:0 0 18px;transform:rotate(-3deg);display:inline-block;border-bottom:5px solid var(--red2);padding:0 10px 7px 0}.hero-lead{font-size:20px;line-height:1.55}.hero-actions{display:flex;align-items:center;gap:26px;margin-top:30px}.story-link{display:flex;align-items:center;gap:12px;color:white}.play{width:48px;height:48px;border:2px solid white;border-radius:50%;display:grid;place-items:center;padding-left:3px}.story-link span:last-child{font-size:13px}.portrait-wrap{height:100%;position:relative;align-self:end;display:flex;align-items:end;justify-content:center}.portrait-wrap>img{width:min(570px,55vw);max-height:620px;object-fit:cover;object-position:50% 12%;clip-path:polygon(7% 0,100% 0,100% 100%,0 100%);filter:drop-shadow(-25px 5px 35px rgba(0,0,0,.3))}.portrait-label{position:absolute;right:15px;bottom:34px;color:white;text-shadow:0 2px 8px #000}.signature{display:block;font-family:'Playfair Display',Georgia,serif;font-style:italic;font-size:34px;transform:rotate(-5deg);border-bottom:4px solid var(--red2);padding-bottom:4px}.portrait-label strong{display:block;font-size:16px;margin:7px 0}.portrait-label small{font-size:13px;line-height:1.45}
.section{max-width:var(--max);margin:auto;padding:72px 24px}.section-kicker{text-align:center;margin:0 0 10px;color:#4a5157}.section h2,.about h2{font-size:40px;line-height:1.04;text-transform:uppercase;text-align:center;margin:0;font-weight:900}.section h2 span,.about h2 span{color:var(--red)}.section-intro{text-align:center;color:#4d555b;font-size:17px;margin:12px auto 32px}.loan-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}.loan-grid article{padding:25px 20px;min-height:190px;text-align:center;border:1px solid var(--line);border-radius:5px;box-shadow:0 5px 18px rgba(0,0,0,.035);transition:.2s}.loan-grid article:hover{border-color:#c2273e;transform:translateY(-3px)}.loan-grid i{display:block;color:var(--red);font-size:36px;font-style:normal;height:48px}.loan-grid h3{font-size:15px;text-transform:uppercase;margin:10px 0}.loan-grid p{font-size:14px;line-height:1.45;margin:0;color:#3f474d}
.about{display:grid;grid-template-columns:1fr 1fr;background:var(--navy);color:#fff}.about-photo{min-height:510px;position:relative;overflow:hidden;background:#24333a}.about-photo img{width:100%;height:100%;position:absolute;object-fit:cover;object-position:center 20%;filter:saturate(.8)}.about-photo:after{content:'';position:absolute;inset:0;background:linear-gradient(0deg,rgba(4,11,16,.7),transparent 50%)}.about-photo p{position:absolute;z-index:2;bottom:35px;right:28px;text-align:right;font-family:'Playfair Display',Georgia,serif;font-size:30px;font-style:italic;transform:rotate(-4deg);border-bottom:4px solid var(--red2);padding-bottom:8px}.about-copy{padding:70px max(35px,calc((100vw - var(--max))/2));padding-left:55px;align-self:center}.red-kicker{color:#ef2847;font-size:13px;font-weight:800}.about h2{text-align:left;color:#fff;font-size:43px}.about-copy>p:not(.red-kicker){font-size:17px;line-height:1.55;color:#d5dadd}.trust-row{display:flex;gap:28px;margin:28px 0}.trust-row>span{display:flex;gap:9px;font-size:30px;align-items:center}.trust-row small{font-family:Inter;font-size:12px;line-height:1.35}
.process{padding-bottom:80px}.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:42px;margin-top:35px}.steps article{text-align:center;position:relative}.steps article:not(:last-child):after{content:'→';position:absolute;right:-31px;top:12px;color:var(--red);font-size:29px;font-weight:300}.steps b{width:54px;height:54px;border:2px solid var(--red);border-radius:50%;display:grid;place-items:center;margin:auto;font-size:21px}.steps h3{text-transform:uppercase;color:var(--red);font-size:15px}.steps p{font-size:14px;line-height:1.5;color:#40484e}.testimonial{padding:62px 24px;text-align:center;color:#fff;background:linear-gradient(rgba(7,14,18,.78),rgba(7,14,18,.88)),url('https://www.sunnytracker.com/assets/header-city-tucson-DIItgfki.jpg') center 60%/cover}.testimonial .section-kicker{color:#fff}.testimonial blockquote{max-width:760px;margin:18px auto;font-size:23px;line-height:1.55;font-style:italic}.stars{color:#f5c137;font-size:23px;letter-spacing:.12em}.testimonial>p:last-child{font-size:13px}.cta{padding:42px max(24px,calc((100% - var(--max))/2));display:flex;justify-content:space-between;align-items:center;color:white;background:linear-gradient(115deg,#870d24,#c71834 55%,#8b0c22)}.cta>.script{font-size:38px;margin:0;max-width:520px}.cta>div{display:grid;gap:12px;text-align:center}.button-light{background:#fff;color:var(--red);box-shadow:none}.cta small{letter-spacing:.14em;font-size:11px}.contact{display:grid;grid-template-columns:.9fr 1.1fr;gap:70px}.contact h2{text-align:left;color:var(--red);font-size:34px}.contact>div>p{line-height:1.55;color:#4d555b}.contact ul{list-style:none;padding:0;margin-top:25px;display:grid;gap:15px}.contact li{font-size:17px}.contact li::first-letter{color:var(--red)}form{display:grid;gap:10px}.form-row{display:grid;grid-template-columns:1fr 1fr;gap:10px}label span{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0)}input,select{width:100%;height:52px;border:1px solid #d5d9dc;border-radius:5px;padding:0 16px;background:#f9fafb}form .button{width:100%}.form-note{margin:2px 0 0;color:#176b42;font-size:14px;text-align:center}
footer{background:#07131b;color:#b8c0c6;padding:48px max(24px,calc((100% - var(--max))/2));display:grid;grid-template-columns:auto 1fr;gap:12px 45px;align-items:center;font-size:12px}.footer-brand .brand-mark{width:40px;height:40px;font-size:22px}.footer-brand strong{color:#fff}.disclosure{grid-column:1/-1;max-width:900px;line-height:1.5;margin:12px 0 0;border-top:1px solid #24313a;padding-top:18px}
@media(max-width:900px){.site-header{height:72px}.nav-links{position:absolute;top:72px;left:0;right:0;background:#fff;display:none;flex-direction:column;padding:24px;box-shadow:0 12px 20px rgba(0,0,0,.1)}.nav-links.open{display:flex}.menu-toggle{display:block}.brand strong{font-size:20px}.hero,.hero-inner{min-height:760px}.hero-inner{grid-template-columns:1fr}.hero-copy{padding-top:65px;align-self:start}.hero h1{font-size:54px}.portrait-wrap{position:absolute;right:-100px;bottom:0;opacity:.48}.portrait-wrap>img{width:610px}.portrait-label{display:none}.loan-grid{grid-template-columns:repeat(2,1fr)}.about{grid-template-columns:1fr}.about-photo{min-height:450px}.about-copy{padding:55px 28px}.steps{grid-template-columns:repeat(2,1fr)}.steps article:nth-child(2):after{display:none}.cta{flex-direction:column;gap:30px;text-align:center}.contact{grid-template-columns:1fr;gap:30px}}@media(max-width:560px){.hero,.hero-inner{min-height:690px}.hero h1{font-size:45px}.hero-copy>.script{font-size:32px}.hero-lead{font-size:17px}.portrait-wrap{right:-155px}.portrait-wrap>img{width:530px}.hero-actions{align-items:flex-start;flex-direction:column}.loan-grid{grid-template-columns:1fr}.section{padding:58px 18px}.section h2,.about h2{font-size:32px}.about-photo{min-height:390px}.about-photo p{font-size:24px}.steps{grid-template-columns:1fr}.steps article:after{display:none!important}.testimonial blockquote{font-size:19px}.cta>.script{font-size:30px}.form-row{grid-template-columns:1fr}footer{grid-template-columns:1fr}}

/* Geneva resource, calculator and lead-form enhancements */
.geneva-logo{display:block;width:218px;height:auto}.nav-links{gap:24px}
.quick-actions{max-width:var(--max);margin:-32px auto 0;position:relative;z-index:5;display:grid;grid-template-columns:repeat(3,1fr);background:#fff;border-radius:8px;box-shadow:0 16px 45px rgba(5,15,21,.16);overflow:hidden}.quick-actions a{display:flex;gap:14px;align-items:center;padding:22px;border-right:1px solid var(--line);border-bottom:1px solid var(--line);transition:.2s}.quick-actions a:hover{background:#f8f9fa}.quick-actions i{width:42px;height:42px;flex:0 0 auto;display:grid;place-items:center;border-radius:50%;background:#f9e9ec;color:var(--red);font-style:normal;font-weight:900}.quick-actions strong,.quick-actions small{display:block}.quick-actions strong{font-size:15px}.quick-actions small{color:#697078;font-size:12px;margin-top:4px;line-height:1.35}
.resources{background:linear-gradient(120deg,#07141d,#132733);color:#fff;display:grid;grid-template-columns:1.1fr .9fr;align-items:center;gap:60px;padding:72px max(24px,calc((100% - var(--max))/2))}.resources .section-kicker{text-align:left;color:#e6203d}.resources h2,.calculator-section h2{font-size:42px;text-transform:uppercase;margin:10px 0}.guide-copy>p:not(.section-kicker){font-size:17px;line-height:1.6;color:#d8dfe3;max-width:650px}.guide-card{justify-self:center;width:280px;display:block;box-shadow:18px 22px 0 rgba(255,255,255,.1),0 25px 55px rgba(0,0,0,.35);transform:rotate(2deg);transition:.2s}.guide-card:hover{transform:rotate(0) translateY(-4px)}.guide-card img{display:block;width:100%;height:auto}
.calculator-section{padding:76px max(24px,calc((100% - var(--max))/2));background:#f3f5f6}.calculator-copy{text-align:center;max-width:760px;margin:0 auto 34px}.calculator-copy .section-kicker{color:var(--red)}.calculator-copy p:last-child{color:#566069;line-height:1.55}.calculator{display:grid;grid-template-columns:1.15fr .85fr;background:#fff;border-radius:10px;overflow:hidden;box-shadow:0 18px 50px rgba(8,20,29,.1)}.calc-fields{padding:32px;display:grid;grid-template-columns:1fr 1fr;gap:18px}.calc-fields label>span{position:static;width:auto;height:auto;overflow:visible;clip:auto;display:block;font-size:13px;font-weight:800;margin-bottom:7px}.input-prefix,.input-suffix{display:flex;align-items:center;border:1px solid #ccd2d6;border-radius:5px;background:#fff;overflow:hidden}.input-prefix b,.input-suffix b{padding:0 13px;color:#667078}.input-prefix input,.input-suffix input{border:0;border-radius:0;padding-left:0}.input-suffix input{padding-left:14px}.calc-result{padding:38px;background:linear-gradient(145deg,#9f112a,#730a1c);color:#fff}.calc-result>p{margin:0;font-size:14px;text-transform:uppercase;letter-spacing:.1em}.calc-result>strong{display:block;font-size:52px;margin:8px 0 24px}.calc-result dl{margin:0 0 26px}.calc-result dl div{display:flex;justify-content:space-between;padding:11px 0;border-bottom:1px solid rgba(255,255,255,.22)}.calc-result dt,.calc-result dd{margin:0;font-size:14px}.calc-disclaimer{max-width:950px;margin:16px auto 0;text-align:center;color:#6a7278;font-size:12px;line-height:1.5}
.consent{display:grid;grid-template-columns:20px 1fr;gap:10px;align-items:start;margin:5px 0}.consent input{width:18px;height:18px;margin:2px 0}.consent span{position:static;width:auto;height:auto;overflow:visible;clip:auto;font-size:12px;line-height:1.45;color:#596169}.honey{position:absolute!important;width:1px!important;height:1px!important;overflow:hidden!important;opacity:0!important;pointer-events:none!important}.footer-logo{filter:brightness(0) invert(1);width:190px}
@media(max-width:900px){.quick-actions{margin:0;grid-template-columns:repeat(2,1fr);border-radius:0}.resources{grid-template-columns:1fr;text-align:center}.resources .section-kicker{text-align:center}.guide-card{display:none}.calculator{grid-template-columns:1fr}}
@media(max-width:560px){.quick-actions{grid-template-columns:1fr}.geneva-logo{width:175px}.calc-fields{grid-template-columns:1fr;padding:22px}.calc-result>strong{font-size:42px}}

/* Refined, more compact scale */
:root{--max:1080px}
.site-header{height:76px}.geneva-logo{width:190px}.nav-links{font-size:13px;gap:20px}.button{min-height:46px;padding:0 22px}.hero,.hero-inner{min-height:570px}.hero h1{font-size:61px}.hero-copy>.script{font-size:38px}.hero-lead{font-size:17px}.portrait-wrap>img{max-height:540px;width:min(500px,52vw)}.section{padding-top:58px;padding-bottom:58px}.section h2,.about h2{font-size:35px}.loan-grid article{min-height:168px;padding:20px 16px}.about-photo{min-height:460px}.about-copy{padding-top:52px;padding-bottom:52px}.about h2{margin-bottom:12px}.about-copy>p:not(.red-kicker){font-size:15px}.identity-line{font-size:13px!important;color:#fff!important;border-left:3px solid var(--red2);padding-left:12px;margin:14px 0 20px}.quick-actions{max-width:1080px}.resources,.calculator-section{padding-top:60px;padding-bottom:60px}.resources h2,.calculator-section h2{font-size:36px}.guide-card{width:245px}.calc-fields{padding:26px}.calc-result{padding:32px}.calc-result>strong{font-size:45px}.hidden{display:none!important}.fha-finance{grid-column:1/-1;display:grid;grid-template-columns:20px 1fr;gap:10px;align-items:start;background:#f6f7f8;border-radius:5px;padding:12px}.fha-finance input{width:18px;height:18px;margin:2px 0}.fha-finance span{position:static;width:auto;height:auto;overflow:visible;clip:auto;font-size:13px;line-height:1.4}.fha-upfront-row{color:#ffd5dc}
@media(max-width:900px){.site-header{height:68px}.hero,.hero-inner{min-height:690px}.hero h1{font-size:49px}.portrait-wrap>img{max-height:570px}.about-photo{min-height:410px}.resources,.calculator-section{padding-top:52px;padding-bottom:52px}}
@media(max-width:560px){.hero,.hero-inner{min-height:625px}.hero h1{font-size:41px}.hero-copy>.script{font-size:29px}.portrait-wrap>img{width:490px}.section h2,.about h2{font-size:29px}.resources h2,.calculator-section h2{font-size:30px}}

html{scroll-padding-top:105px}section[id]{scroll-margin-top:105px}

.about{grid-template-columns:1fr 1fr}.about-copy{padding-left:55px;padding-right:max(35px,calc((100vw - var(--max))/2))}
@media(max-width:900px){.about{grid-template-columns:1fr}.about-copy{padding:55px 28px}}

.brand-lockup{gap:13px}.brand-divider{display:block;width:1px;height:42px;background:#d8dcdf}.carabajal-logo{display:block;width:118px;height:62px;object-fit:contain}.footer-brand{gap:16px}.footer-divider{display:block;width:1px;height:42px;background:#46515a}.footer-carabajal-logo{width:125px;height:68px;object-fit:contain;filter:brightness(0) invert(1)}
@media(max-width:1000px){.brand-lockup .carabajal-logo,.brand-lockup .brand-divider{display:none}}

/* Trust, education and conversion refinements */
.hero-photo-bg{background-image:url('https://www.sunnytracker.com/assets/header-city-tucson-DIItgfki.jpg')!important;background-position:center;background-size:cover;filter:saturate(.85)}
.hero-photo-bg:after{content:none}
.profile-icon{width:48px;height:48px;border:2px solid #fff;border-radius:50%;display:grid;place-items:center;font-size:13px;font-weight:900;letter-spacing:.08em}
.loan-grid details{margin-top:13px;border-top:1px solid var(--line);padding-top:10px;text-align:left}
.loan-grid summary{cursor:pointer;color:var(--red);font-size:13px;font-weight:800;text-align:center}
.loan-grid details p{margin:10px 0}
.loan-grid details a{display:block;color:var(--red);font-size:12px;font-weight:800;text-align:center}
.loan-grid article:has(details[open]){grid-row:span 2}
.consent a{text-decoration:underline;font-weight:700}
.footer-links a{color:#fff;text-decoration:underline}
.mobile-contact-bar{display:none}
.simple-page{min-height:100vh;background:#f3f5f6}
.simple-header{position:static}
.simple-main{max-width:780px;margin:0 auto;padding:72px 24px}
.simple-card{background:#fff;border-top:5px solid var(--red);border-radius:8px;padding:42px;box-shadow:0 16px 45px rgba(5,15,21,.1)}
.simple-card h1{font-size:38px;margin:0 0 18px}
.simple-card h2{font-size:22px;margin-top:32px}
.simple-card p,.simple-card li{line-height:1.65;color:#3f484f}
.simple-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}
.simple-card .button-secondary{background:#fff;color:var(--red);border:1px solid var(--red);box-shadow:none}
@media(max-width:560px){body{padding-bottom:58px}.mobile-contact-bar{position:fixed;left:0;right:0;bottom:0;z-index:70;display:grid;grid-template-columns:1fr 1fr;background:#fff;box-shadow:0 -5px 20px rgba(0,0,0,.16)}.mobile-contact-bar a{min-height:58px;display:grid;place-items:center;font-weight:900}.mobile-contact-bar a:first-child{color:var(--red)}.mobile-contact-bar a:last-child{background:var(--red);color:#fff}.simple-card{padding:28px 20px}.simple-card h1{font-size:30px}}

#calculator{scroll-margin-top:88px}
#contact{scroll-margin-top:130px}
@media(max-width:900px){#calculator{scroll-margin-top:78px}#contact{scroll-margin-top:105px}}

@media(max-width:900px){.portrait-wrap{opacity:1!important;isolation:isolate}.portrait-wrap>img{opacity:1!important;mix-blend-mode:normal;filter:drop-shadow(-25px 5px 35px rgba(0,0,0,.58)) contrast(1.05)}}

.hero-hashtag{display:inline-block;margin:8px 0 18px;color:#fff;font-size:28px;font-weight:900;letter-spacing:.025em;border-bottom:4px solid var(--red2);padding-bottom:7px}
.calculator-section{padding-top:34px;padding-bottom:34px}
.calculator-copy{margin-bottom:18px}
.calculator-copy .section-kicker{margin-bottom:6px}
.calculator-copy h2{margin:5px 0}
.calculator-copy p:last-child{margin:8px 0 0}
.calc-fields{padding:22px;gap:12px 16px}
.calc-fields label>span{margin-bottom:5px}
.calc-fields input,.calc-fields select{height:46px}
.calc-result{padding:25px 30px}
.calc-result>strong{margin:5px 0 14px;font-size:42px}
.calc-result dl{margin-bottom:18px}
.calc-result dl div{padding:8px 0}
.calc-disclaimer{margin-top:10px}
@media(max-width:560px){.hero-hashtag{font-size:23px}.calculator-section{padding-top:28px;padding-bottom:28px}.calc-fields{padding:20px}.calc-result{padding:24px}.calc-result>strong{font-size:38px}}